Simple pricing for cash-outs and refunds
Start with a €199 deposit. Our success fee is 9.75% of the approved cash-out or refund amount, with a minimum total service fee of €199. Your deposit is always credited toward the final service fee.
If approved, the money is paid directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.
Pricing by claim type
Both routes start with a €199 deposit and use the same 9.75% success fee if approved. The deposit rules differ if the case cannot proceed.
Company pension
cash-outs
- €199 deposit to activate the full process
- 9.75% success fee if the cash-out is approved
- Minimum total service fee: €199
- The deposit is credited toward the final service fee
- Deposit rule
Deposit rule
If a cash-out cannot be submitted after the digital case and document review, €79 is retained and €120 is refunded.
VBL, ZVK, VddB and VddKO refunds
- €199 deposit to activate the full process
- 9.75% success fee if the refund is approved
- Minimum total service fee: €199
- The deposit is credited toward the final service fee
- Deposit rule
Deposit rule
If the pension institution rejects your completed and submitted refund request, the €199 deposit is refunded in full.
Example fee calculations
See how the €199 deposit is credited toward the final service fee if your cash-out or refund is approved.
The final service fee is 9.75% of the approved amount, subject to a minimum total fee of €199.
Approved amount:
€2,000
- 9.75% success fee
- €195
- Minimum total fee
- €199
- Deposit already paid
- €199
- Remaining fee after approval
- €0
Approved amount:
€5,000
- 9.75% success fee
- €487.50
- Deposit already paid
- €199
- Remaining fee after approval
- €288.50
Approved amount:
€12,000
- 9.75% success fee
- €1,170
- Deposit already paid
- €199
- Remaining fee after approval
- €971
What your €199 deposit activates
The deposit activates the secure digital application process—not just an initial check.
Once your claim is activated, the CompanyPension platform provides the tools needed to complete, review, sign and submit your cash-out or refund application online.
Included in the process:
- Secure claim setup
- Pension-document upload
- OCR and automated extraction of document details
- Questions adapted to your pension type and answers
- Automated checks for missing or inconsistent information
- Preparation of the application from the information you provide
- Online review and digital signing
- Technical transmission after you sign
- Secure display of provider correspondence and next steps
- Human support when clarification, translation or follow-up is needed
When is the remaining
service fee due?
Only after your cash-out or refund is approved.
Company pension cash-out
If your bAV cash-out is approved, the 9.75% success fee is calculated from the approved cash-out amount. Your €199 deposit is deducted, and only the remaining service fee becomes due.
VBL, ZVK, VddB and VddKO refund
If your refund is approved, the 9.75% success fee is calculated from the approved refund amount. Your €199 deposit is deducted, and only the remaining service fee becomes due.
Approved money is paid directly to you
The relevant provider, pension scheme or institution pays the approved money directly to the bank account you provide.
CompanyPension does not deduct its fee from the pension money and does not receive, hold or forward approved pension money.
A German bank account is not required in most cases. Some providers or refund routes may require a suitable SEPA-capable EUR account. If needed, CompanyPension can help you open one.
Frequently asked questions
The €199 deposit activates the secure application process.
After payment, you can upload documents, use automated document extraction, complete the guided flow, review your application, sign online and submit through the CompanyPension platform.
Ready to start your cash-out or refund?
Start the guided claim flow for a bAV cash-out or a VBL, ZVK, VddB or VddKO refund. For refund cases, you can also calculate a first estimate before continuing.
The refund calculator is available for VBL, ZVK, VddB and VddKO. It is not used for bAV cash-outs.If approved, the money is paid directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.