FAQ

German company pension questions, answered

Answers about bAV cash-outs and VBL, ZVK, VddB and VddKO refunds—including eligibility, DRV differences, pricing, documents and the digital application process.

The refund calculator is available for VBL, ZVK, VddB and VddKO. It is not used for bAV cash-outs.

If approved, the money is paid directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.

Popular searches:

A company pension refund means applying to get eligible employee contributions back from a contribution-based company pension scheme.

This commonly applies to VBL, ZVK, VddB and VddKO cases.

Usually, only eligible contributions paid by you as the employee are refundable. Employer-paid amounts are generally not refunded to you.

A company pension refund is separate from a German state pension refund through Deutsche Rentenversicherung.

Start online

Ready to check your company pension?

Start the guided claim flow for a bAV cash-out or a VBL, ZVK, VddB or VddKO refund. For refund cases, you can also calculate a first estimate before continuing.

The refund calculator is available for VBL, ZVK, VddB and VddKO. It is not used for bAV cash-outs.If approved, the money is paid directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.