Built to make German company pension claims easier
Upload your pension document or answer guided questions. The platform extracts available details, adapts the next steps and prepares the application for your review and digital signature.
The platform supports:
- bAV and provider-based company pension cash-outs
- VBL and ZVK refunds
- VddB and VddKO refunds
If approved, the money is paid directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.
German company pensions were not designed
for international users
CompanyPension is built as a technology platform rather than a traditional claims or advisory service.
You may have:
- A bAV or Direktversicherung from a former employer
- A pension contract from Allianz, AXA, Swiss Life, ERGO, R+V, Nürnberger, HDI, BVV or another provider
- VBL or ZVK contributions from public-sector employment
- VddB or VddKO contributions from stage or orchestra work
The documents are often in German and may not clearly explain:
- Whether a cash-out or refund may be possible
- Which rules apply
- Which documents are required
- Whether a separate DRV refund matters
- What needs to be signed or submitted next
CompanyPension was created to turn these processes into clear digital flows built around the documents users already have.
Start with your pension type or providerUpload instead of entering everything manually
CompanyPension is built as a technology platform rather than a traditional claims or advisory service.
Automated document recognition
Upload a pension letter, provider statement, bAV contract or other supported document.
OCR and automated data extraction identify available details such as the provider, pension type, insurance number, dates and recorded amounts.
You review and correct the extracted information before anything is submitted.
Adaptive user flows
The questions and required documents change according to your pension type, provider and answers.
A bAV cash-out follows a different route from a VBL, ZVK, VddB or VddKO refund.
Automated completeness checks
The platform checks for missing information, inconsistent answers and documents that may still be required before signing.
Human oversight by exception
Most standard steps run digitally and automatically.
Human support is added when a document cannot be read reliably or when provider correspondence requires clarification, translation or follow-up.
You stay in a secure English-language flow while the technical application process runs through the platform.
Cash-outs and refunds for
German company pensions
bAV / Company pension cash-outs
For Direktversicherung and other provider-based company pensions from previous employment.
The guided flow checks the pension arrangement, contract details and possible basis for a one-time payout or lump-sum settlement.
VBL and ZVK refunds
For eligible employee contributions paid into VBLklassik, a ZVK or another public-sector company pension scheme.
VddB and VddKO refunds
For eligible contribution-refund cases connected to German stage, theatre, dance or orchestra employment.
Not sure what kind of pension document you have? Upload it or enter the provider or scheme manually when starting the guided flow.
Operated by ATLAES GmbH in Berlin
CompanyPension is a brand and digital application platform operated by ATLAES GmbH.
ATLAES GmbH develops online platforms that make complex German administrative processes easier to start and complete— especially for international professionals, expats and people who have left Germany.
The focus is not general pension planning or personal financial advice.
The platform is designed to help users:
- Identify the relevant pension process
- Upload and verify pension information
- Complete guided questions
- Review and sign their own application
- Submit the signed application digitally
- View provider requests and next steps securely
ATLAES GmbH
Kaskelstraße 46
10317 Berlin
Germany
Phone: +49 30 49957826
Email: info@companypension.de
Register court: Amtsgericht Charlottenburg
Register number: HRB 242004 B
Managing directors: Johannes Kühn and Anna Kliem
VAT ID: DE335357879
A digital application platform—not a pension
advisor or claims agent
CompanyPension provides the technology used to complete, review, sign and submit German company pension applications online. The platform uses the information and documents supplied by the user to prepare the relevant application. You review and sign the application yourself and remain the applicant and claimant throughout the process. After you sign, the application is technically transmitted to the relevant pension provider, scheme or institution through the CompanyPension platform.
CompanyPension does not:
- Decide whether a cash-out or refund is approved
- Act as the applicant or claimant
- Assess or argue your legal position
- Provide pension advice
- Provide legal or tax advice
- Provide financial advice
- Provide insurance advice or brokerage
- Receive, hold or forward approved pension money
You may give CompanyPension limited authorization to:
- Receive and forward relevant provider correspondence
- Receive information about the final decision
- Receive information about the approved amount
This allows the platform to display follow-up requests and calculate the agreed service fee.
The limited authorization does not make CompanyPension the applicant or claimant and does not authorize it to provide legal or pension advice.
Complete the process in English
German pension documents and provider correspondence can be difficult to understand, especially after leaving Germany. CompanyPension turns the process into a guided English-language flow.
The platform allows you to:
- Upload pension documents or enter the details manually
- Review information extracted from your documents
- Answer questions relevant to your pension type
- See which documents or details are still missing
- Review and sign the application online
- Submit the signed application digitally
- View provider correspondence in your secure account
- Receive human support when clarification or translation is needed
The goal is to make the technical application process easier without changing who the applicant is: you remain in control of your own claim.
How CompanyPension is built
Digital first
The process is built around secure document upload, automated extraction, guided questions, digital signing and clear next steps.
Specific to German company pensions
Each flow is designed for a defined pension type, including bAV, VBL, ZVK, VddB and VddKO. CompanyPension does not provide general retirement planning.
User-controlled applications
The platform prepares the application from the information you provide. You review the details, correct anything necessary and sign the application yourself.
Transparent money flow
If approved, the provider or pension institution pays the money directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.
Automation with human oversight
Most standard steps run digitally and automatically. Human support is added when documents or provider correspondence need individual attention.
Questions about CompanyPension
CompanyPension is built as a technology platform rather than a traditional claims or advisory service.
CompanyPension is a brand and digital application platform operated by ATLAES GmbH, a company based in Berlin, Germany. ATLAES GmbH is the contractual platform provider.
Start with the pension
document you already have
Upload your document or answer guided questions to start a bAV cash-out or a VBL, ZVK, VddB or VddKO refund. For refund cases, you can also calculate a first estimate before continuing.
The refund calculator is available for VBL, ZVK, VddB and VddKO. It is not used for bAV cash-outs.
If approved, the money is paid directly to the bank account you provide. CompanyPension does not receive, hold or forward approved pension money.